i-SEM has been planned, designed, and developed by the professional staff of Will-be Solution, Inc. that have abundant professional knowledge of banks, insurance companies and other financial companies. The implementation of CBD(Component based Development ) development method i-WCBD, a special development method made by Will-Be Solution, Inc. as well ass other automated tools(Rational Rose, Er-Win, etc.) have been used to implement new tasks and to enhance task response for rapid changes in the market environment.
Business and Client Applications use EJB and .net respectively to secure system flexibility free from H/W and O/S dependency, and through the application of a friendly GUI through using Microsoft technology familiar to the end-user, production is increased.

The server and client interface uses the existing protocol and also Soap-based Web Service to allow for flexible data interface with other systems and processes. Moreover, SSO (Single Sign On) function is provided for each task package, and by granting exhaustive authority customer information access control function is provided.
ABC explains how resources (manpower, purchasing, indirect fees, taxes) within the entire company are used in each activity, and how they are used for the cost object of each activity (product, service, customer, organization, channel, etc.) based on causal relationship, and measures the activity based cost by the minimal unit of service or product with the information gathered, and thus it is a cost calculation technique that efficiently supports all dimensional analysis needed for account, product, organization, customer and other corporate cost and performance analysis.

Will-Be Solution, Inc.’s ABC is segmented into five groups consisting of operation management, activity control, cost allocation, simulation and report. Overall, it is a parameter driven method to allow for system control, and because ABC calculation for account and service level is possible, decision making for appropriate product, service, and customer pricing is possible and BPR and strategic decision making is supported. Operation management is composed for easy registration /management of codes, activity control manages the codes for activity, and Cost allocation can manage codes according to the allocation standards.

In simulation, BOA (Bill of Activity) and other simulations are provided, and various types of analysis reports are provided as well.
FTP supports various FTPs and FTP configuration period, correlation with DW to measure profitability of all accounts is possible, profit measurement by account/service/customer/product/organization is also possible, and provides an integrated profitability view of the entire company.

Will-Be Solution, Inc.’s FTP is segmented into three parts which are operations management, main office management, and internal fund transfer management. Operations management manages various parameters, and main office management allows for the management of items related to capital cost for the subjective departments, and internal transfer management provides various analysis reports.
PM/PA is a system that receives average balance, profit and loss, cost and risk information needed for DW and FTP/ABC and Risk management systems and provides a profitability report through building cost/profitability information by organization/product/customer, or provides cost/profitability information to customer management, performance management and other systems.

Because various operation costs assumed by branch offices are normally taken care of by main offices, there is a separation of branch profit-loss and entire company profit loss. So, Will-Be Solution, Inc.'s PM/PA have removed the production profit of the branch offices to design the optimal performance management process.

Will-Be Solution, Inc.’s PA develops Key Performance Indicators by organizational class and manages the KPI goal and performance to encourage internal competition and Peer Grouping for internal bench marking.

Fund Transfer pricing